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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,451 | $109,359-77.6% | $162,185-84.9% | $72,976-66.5% |
| Participation rate | 93.5% | 84.3%+9.3pp | 87.6%+6.0pp | 69.5%+24.1pp |
| Annual return | 35.23% | 25.46%+9.8pp | 115.61%-80.4pp | 81.02%-45.8pp |
| Employer contribution / active EE | $2,136 | $3,907-45.3% | $5,613-62.0% | $2,440-12.5% |
| Participant deferral / active EE | $10,091 | $5,481+84.1% | $7,297+38.3% | $3,608+179.7% |
| Admin fee / account holder | $798 | $7,972-90.0% | $10,844-92.6% | $5,124-84.4% |