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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,287 | $137,414-75.0% | $189,537-81.9% | $85,847-60.1% |
| Participation rate | 97.4% | 84.6%+12.8pp | 87.8%+9.6pp | 69.3%+28.0pp |
| Annual return | 47.54% | 38.14%+9.4pp | 555.34%-507.8pp | 318.61%-271.1pp |
| Employer contribution / active EE | $2,557 | $4,344-41.1% | $6,161-58.5% | $2,565-0.3% |
| Participant deferral / active EE | $11,134 | $6,260+77.9% | $8,220+35.5% | $3,952+181.7% |
| Admin fee / account holder | $5,065 | $8,630-41.3% | $12,048-58.0% | $6,261-19.1% |