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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,444 | $183,592-62.7% | $155,574-56.0% | $145,877-53.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.81% | 61.37%-46.6pp | 64.87%-50.1pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,636 | $5,317-69.2% | $4,676-65.0% | $4,663-64.9% |
| Participant deferral / active EE | $9,395 | $6,466+45.3% | $5,629+66.9% | $6,691+40.4% |
| Admin fee / account holder | $2,414 | $19,316-87.5% | $15,914-84.8% | $13,402-82.0% |