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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,269 | $89,259+114.3% | $107,187+78.4% | $82,637+131.5% |
| Participation rate | 76.0% | 67.9%+8.1pp | 75.0%+1.0pp | 68.1%+7.9pp |
| Annual return | 21.05% | 21.02%0pp | 204.55%-183.5pp | 53.51%-32.5pp |
| Employer contribution / active EE | $3,146 | $3,080+2.2% | $3,782-16.8% | $2,552+23.3% |
| Participant deferral / active EE | $9,126 | $4,037+126.0% | $5,096+79.1% | $4,126+121.2% |
| Admin fee / account holder | $4,620 | $7,381-37.4% | $9,162-49.6% | $7,339-37.0% |