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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,699 | $138,076-68.4% | $123,553-64.6% | $135,380-67.7% |
| Participation rate | 70.0% | 84.7%-14.7pp | 82.3%-12.3pp | 82.6%-12.6pp |
| Annual return | -7.00% | 153.70%-160.7pp | 119.21%-126.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $666 | $5,152-87.1% | $4,628-85.6% | $4,779-86.1% |
| Participant deferral / active EE | $4,328 | $6,800-36.4% | $6,426-32.7% | $5,609-22.8% |
| Admin fee / account holder | $451 | $10,917-95.9% | $9,284-95.1% | $10,828-95.8% |