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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,595 | $167,352-63.8% | $143,788-57.9% | $134,509-55.0% |
| Participation rate | 44.4% | 84.8%-40.4pp | 80.3%-35.9pp | 81.2%-36.8pp |
| Annual return | -19.00% | 0.47%-19.5pp | -0.03%-19.0pp | 418.13%-437.1pp |
| Employer contribution / active EE | $1,607 | $5,620-71.4% | $4,952-67.5% | $4,741-66.1% |
| Participant deferral / active EE | $2,698 | $6,447-58.1% | $5,638-52.1% | $6,400-57.8% |
| Admin fee / account holder | $848 | $18,091-95.3% | $14,675-94.2% | $11,427-92.6% |