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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,829 | $198,457-84.0% | $170,435-81.3% | $147,586-78.4% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 23.45% | 257.30%-233.9pp | 205.94%-182.5pp | 578.59%-555.1pp |
| Employer contribution / active EE | $1,844 | $6,183-70.2% | $5,432-66.1% | $4,876-62.2% |
| Participant deferral / active EE | $4,196 | $5,629-25.5% | $4,939-15.0% | $5,439-22.8% |
| Admin fee / account holder | $0 | $16,852-100.0% | $13,881-100.0% | $10,886-100.0% |