Filings through Oct 24, 2026.

Density 401(k) Plan

Name: DENSITY, INC. - DENSITY 401(K) PLAN (2025) Form 5500
Creator: DENSITY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DENSITY 401(K) PLAN, DENSITY, INC.

Density, Inc.EIN 46-5559197Plan #001PY 2025

555 SOUTH CLINTON ST - SYRACUSE, NY 13202-3023315-415-9472

How to read this page

Prospect flags

2 of 17 flags tripped on the 2025 filing.

How flags work

Opportunity
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Lines 6a and 6g
Opportunity
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500-SF

Total assets (EOY)

$5.4M

-6.8% from 2024

Total participants

-26.5% from 2024

Average account balance

$74,574

+16.5% from 2024

Annual return

14.42%

+1.22 pp from 2024

Benchmarks

This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.

Peer benchmarks

We rank each metric against plans of the same size, type and industry.

Form 5500-SF See about 29,044 peers

Industry: 54 - Professional, Scientific, and Technical Services
Plan type: Defined contribution
Participants: 25-99
Cohort: 29,044 peers
Snapshot: 2025

MetricThis planAmong peersPercentile

Annual return

Percentile

Average balance

Percentile

Participation rate

Percentile

Employer contribution per participant

Percentile

Employee contribution per participant

Percentile

Administrative expense per participant

Percentile

Middle 50% of peersPeer medianThis plan

Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.

Pro unlocks:

Percentile for each metric
Middle 50% of peers
Peer median
This plan's value next to its peers

Try Pro free See pricing

Plan history

Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.

2025 filing

Total assets (EOY): $5,369,354
Participants: 83
Contributions: $558,772
Annual return: 14.42%

2024 filing

Total assets (EOY): Dollar amount available on Pro
Participants: Count available on Pro
Contributions: Dollar amount available on Pro
Annual return: Percentage available on Pro

2023 filing

Total assets (EOY): Dollar amount available on Pro
Participants: Count available on Pro
Contributions: Dollar amount available on Pro
Annual return: Percentage available on Pro

Older filings: assets, participants, contributions and return for each year are on Pro.

9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.

Pro unlocks:

Assets, participants and contributions by year
Annual return by year
Year-over-year charts

Try Pro free

Expense breakdown

$1.8M in admin expenses, $21508 per participant (all participants, line 6f).

Form 5500-SF

Other / not subdivided$2M (100%)

Admin expense ratio

33.248%

Admin expenses as % of EOY assets; fund fees not included

Categories reported

0 / 9

subdivided buckets used

Investments

This section lists the funds on the plan's investment schedule and what changed since the prior filing.

Fund lineup

7 funds of $250K or more; 18 lines in all, holding $5.7M of the plan's $5.8M. Recordkeeper: Principal.

2024 filing, Schedule H, line 4i

In collective trusts72%median 0% for plans of $5M to $50M (40,449 plans)

In index funds14%median 22% for plans of $5M to $50M (40,449 plans)

In the main target-date series72%median 39% for plans of $5M to $50M (40,449 plans)

Employer stockNo

Target-date series: Principal LifeTime, collective trust, 72% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
Principal LifeTime Principal · Collective trust Target-date, 8 vintagesRecordkeeper's own fund	Principal	Collective trust	$4.1M	72.2%
Large-cap S&P 500 Index Account Manager not matched · Separate account Index	Not yet matched	Separate account	$596K	10.4%
Large Cap Growth I Separate Account Manager not matched · Separate account	Not yet matched	Separate account	$272K	4.7%
Collateral, Value Cost Value Inflation Prot Manager not matched · Other	Not yet matched	Other	$187K	3.3%
Intl. Equity Index Separate Account Manager not matched · Separate account Index	Not yet matched	Separate account	$90K	1.6%
Morley Stable Value Fund Principal · Stable value Stable valueRecordkeeper's own fund	Principal	Stable value	$90K	1.6%
Mid Cap S&P 400 Index Separate Account Manager not matched · Separate account Index	Not yet matched	Separate account	$77K	1.3%
Bond Market Index Account Manager not matched · Separate account Index	Not yet matched	Separate account	$64K	1.1%
Equity Income Separate Account Manager not matched · Separate account	Not yet matched	Separate account	$62K	1.1%
Small Cap S&P 600 Manager not matched · Separate account	Not yet matched	Separate account	$48K	0.8%

Fund	Manager	Vehicle	Dollars	% of funds
Name available on Pro	Name available on Pro	Available on Pro	Dollar amount available on Pro	Percentage available on Pro
Name available on Pro	Name available on Pro	Available on Pro	Dollar amount available on Pro	Percentage available on Pro
Name available on Pro	Name available on Pro	Available on Pro	Dollar amount available on Pro	Percentage available on Pro

8 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.

8 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.

Pro unlocks:

Every fund in the lineup
Manager, vehicle and dollars per fund
Share of plan assets
Every change since the prior filing

Try Pro free

Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.

Providers

This section shows who is paid to serve the plan, who audits it and who signs the filing.

Service providers

Form 5500-SF

This plan did not file a Schedule C with its most recent Form 5500, so no paid service providers are listed.

Audit opinion

Form 5500-SF

No opinion code on file for this filing.

Auditor: Not reported
Auditor EIN: -
Audit fees: Not reported separately
Opinion code: -

Plan design

Plan features from the filing, actuarial disclosures and related pages.

Plan features

8 feature codes on the 2025 filing.

Form 5500-SF, line 9a

Plan feature codes2E2F2G2J2K2S2T3D

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Look up a plan sponsor by EIN. The free Form 5500 search needs no account.

Fund

Dollars

% of funds%

Principal LifeTime

Principal · Collective trust

Target-date, 8 vintagesRecordkeeper's own fund

$4.1M

72.2%

Large-cap S&P 500 Index Account

Manager not matched · Separate account

Index

$596K

10.4%

Large Cap Growth I Separate Account

Manager not matched · Separate account

$272K

4.7%

Collateral, Value Cost Value Inflation Prot

Manager not matched · Other

$187K

3.3%

Intl. Equity Index Separate Account

Manager not matched · Separate account

Index

$90K

1.6%

Morley Stable Value Fund

Principal · Stable value

Stable valueRecordkeeper's own fund

$90K

1.6%

Mid Cap S&P 400 Index Separate Account

Manager not matched · Separate account

Index

$77K

1.3%

Bond Market Index Account

Manager not matched · Separate account

Index

$64K

1.1%

Equity Income Separate Account

Manager not matched · Separate account

$62K

1.1%

Small Cap S&P 600

Manager not matched · Separate account

$48K

0.8%

Density 401(k) Plan

Prospect flags

Benchmarks

Peer benchmarks

Plan history

Expense breakdown

Investments

Fund lineup

Providers

Service providers

Audit opinion

Plan design

Plan features

Density 401(k) Plan

Prospect flags

Benchmarks

Peer benchmarks

Plan history

Expense breakdown

Investments

Fund lineup

Providers

Service providers

Audit opinion

People on file

5500 filings

Plan design

Plan features

People on file

5500 filings

Density 401(k) Plan

Prospect flagsi

Summary metrics

Benchmarks

Peer benchmarksi

Plan history

Expense breakdowni

Investments

Fund lineupi

Providers

Service providersi

Audit opinioni

Plan design

Plan features

Density 401(k) Plan

Prospect flagsi

Summary metrics

Benchmarks

Peer benchmarksi

Plan history

Expense breakdowni

Investments

Fund lineupi

Providers

Service providersi

Audit opinioni

People on file

5500 filings

Plan design

Plan features

People on file

5500 filings

Prospect flags

Peer benchmarks

Expense breakdown

Fund lineup

Service providers

Audit opinion

Prospect flags

Peer benchmarks

Expense breakdown

Fund lineup

Service providers

Audit opinion