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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,661 | $99,053-53.9% | $88,179-48.2% | $138,895-67.1% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.1%-29.1pp | 79.9%-39.9pp |
| Annual return | 18.21% | 78.17%-60.0pp | 64.97%-46.8pp | 145.39%-127.2pp |
| Employer contribution / active EE | $1,063 | $2,882-63.1% | $2,549-58.3% | $4,194-74.7% |
| Participant deferral / active EE | $1,721 | $5,225-67.1% | $4,614-62.7% | $6,396-73.1% |
| Admin fee / account holder | $1,250 | $8,748-85.7% | $7,673-83.7% | $12,562-90.1% |