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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,175 | $99,995-69.8% | $85,063-64.5% | $145,978-79.3% |
| Participation rate | 53.8% | 74.1%-20.3pp | 67.5%-13.7pp | 80.3%-26.4pp |
| Annual return | 16.31% | 83.99%-67.7pp | 66.54%-50.2pp | 550.52%-534.2pp |
| Employer contribution / active EE | $1,303 | $3,231-59.7% | $2,727-52.2% | $4,662-72.1% |
| Participant deferral / active EE | $2,033 | $5,295-61.6% | $4,523-55.0% | $6,690-69.6% |
| Admin fee / account holder | $813 | $7,255-88.8% | $6,155-86.8% | $13,400-93.9% |