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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,615 | $73,019-74.5% | $90,766-79.5% | $68,490-72.8% |
| Participation rate | 66.7% | 70.8%-4.2pp | 75.7%-9.0pp | 67.9%-1.2pp |
| Annual return | -19.65% | -13.81%-5.8pp | -12.16%-7.5pp | -7.85%-11.8pp |
| Employer contribution / active EE | $1,622 | $2,193-26.0% | $2,922-44.5% | $2,597-37.5% |
| Participant deferral / active EE | $3,261 | $3,626-10.1% | $4,565-28.6% | $4,028-19.0% |
| Admin fee / account holder | $217 | $5,897-96.3% | $8,446-97.4% | $5,403-96.0% |