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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,091 | $118,708-90.7% | $98,920-88.8% | $158,982-93.0% |
| Participation rate | 73.9% | 77.8%-3.9pp | 76.0%-2.1pp | 82.0%-8.1pp |
| Annual return | 25.04% | 372.49%-347.4pp | 196.47%-171.4pp | 302.99%-277.9pp |
| Employer contribution / active EE | $1,789 | $3,334-46.4% | $2,689-33.5% | $4,763-62.4% |
| Participant deferral / active EE | $2,185 | $5,089-57.1% | $4,245-48.5% | $5,983-63.5% |
| Admin fee / account holder | $361 | $10,134-96.4% | $6,643-94.6% | $11,252-96.8% |