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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,103 | $87,733-80.5% | $106,554-83.9% | $85,851-80.1% |
| Participation rate | 82.1% | 71.9%+10.2pp | 76.1%+6.0pp | 69.3%+12.8pp |
| Annual return | 16.45% | 21.86%-5.4pp | 26.80%-10.4pp | 318.63%-302.2pp |
| Employer contribution / active EE | $1,696 | $2,073-18.2% | $2,819-39.8% | $2,565-33.9% |
| Participant deferral / active EE | $3,646 | $3,469+5.1% | $4,398-17.1% | $3,952-7.8% |
| Admin fee / account holder | $1,515 | $6,767-77.6% | $7,408-79.5% | $6,261-75.8% |