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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,554 | $76,519-95.4% | $56,025-93.7% | $145,897-97.6% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 7.00% | 3017.03%-3010.0pp | 1712.69%-1705.7pp | 552.29%-545.3pp |
| Employer contribution / active EE | $574 | $1,383-58.5% | $1,042-44.9% | $4,663-87.7% |
| Participant deferral / active EE | $1,028 | $2,624-60.8% | $1,955-47.4% | $6,689-84.6% |
| Admin fee / account holder | $48 | $3,331-98.5% | $2,828-98.3% | $13,390-99.6% |