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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,183 | $181,062-29.8% | $158,223-19.6% | $155,188-18.0% |
| Participation rate | 62.5% | 82.7%-20.2pp | 79.2%-16.7pp | 80.8%-18.3pp |
| Annual return | 20.79% | 57.39%-36.6pp | 52.09%-31.3pp | 148.84%-128.0pp |
| Employer contribution / active EE | $1,089 | $4,565-76.1% | $4,109-73.5% | $4,248-74.4% |
| Participant deferral / active EE | $6,302 | $6,134+2.7% | $5,467+15.3% | $6,531-3.5% |
| Admin fee / account holder | $50 | $18,825-99.7% | $16,047-99.7% | $14,480-99.7% |