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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,524 | $167,353-80.0% | $143,797-76.7% | $134,545-75.1% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -20.26% | 0.48%-20.7pp | -0.04%-20.2pp | 418.37%-438.6pp |
| Employer contribution / active EE | $1,066 | $5,620-81.0% | $4,952-78.5% | $4,742-77.5% |
| Participant deferral / active EE | $3,481 | $6,447-46.0% | $5,638-38.3% | $6,401-45.6% |
| Admin fee / account holder | $672 | $18,096-96.3% | $14,679-95.4% | $11,431-94.1% |