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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,393 | $175,259-55.8% | $149,723-48.3% | $139,487-44.5% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 21.76% | 166.82%-145.1pp | 134.50%-112.7pp | 373.84%-352.1pp |
| Employer contribution / active EE | $1,146 | $5,478-79.1% | $4,821-76.2% | $4,755-75.9% |
| Participant deferral / active EE | $5,406 | $6,522-17.1% | $5,682-4.9% | $6,713-19.5% |
| Admin fee / account holder | $1,094 | $16,158-93.2% | $13,215-91.7% | $11,407-90.4% |