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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,183 | $185,312-31.4% | $161,489-21.2% | $154,746-17.8% |
| Participation rate | 62.5% | 82.5%-20.0pp | 78.7%-16.2pp | 80.7%-18.2pp |
| Annual return | 20.79% | 103.84%-83.1pp | 89.72%-68.9pp | 172.34%-151.5pp |
| Employer contribution / active EE | $1,089 | $4,769-77.2% | $4,268-74.5% | $4,379-75.1% |
| Participant deferral / active EE | $6,302 | $6,350-0.8% | $5,630+11.9% | $6,730-6.4% |
| Admin fee / account holder | $50 | $18,654-99.7% | $16,006-99.7% | $14,365-99.7% |