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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,505 | $71,230-68.4% | $93,727-76.0% | $80,959-72.2% |
| Participation rate | 39.1% | 60.4%-21.3pp | 68.7%-29.6pp | 67.7%-28.5pp |
| Annual return | 14.23% | 11.26%+3.0pp | 133.83%-119.6pp | 35.67%-21.4pp |
| Employer contribution / active EE | $447 | $1,565-71.4% | $2,421-81.5% | $2,757-83.8% |
| Participant deferral / active EE | $1,645 | $4,037-59.2% | $4,417-62.7% | $4,300-61.7% |
| Admin fee / account holder | $212 | $6,961-97.0% | $8,292-97.4% | $6,925-96.9% |