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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,518 | $123,155+296.7% | $108,753+349.2% | $155,188+214.8% |
| Participation rate | 88.2% | 75.6%+12.6pp | 71.1%+17.2pp | 80.8%+7.4pp |
| Annual return | 12.93% | 44.73%-31.8pp | 37.47%-24.5pp | 148.84%-135.9pp |
| Employer contribution / active EE | $4,843 | $2,811+72.3% | $2,427+99.6% | $4,248+14.0% |
| Participant deferral / active EE | $15,433 | $4,623+233.8% | $4,115+275.1% | $6,531+136.3% |
| Admin fee / account holder | $912 | $12,126-92.5% | $10,320-91.2% | $14,480-93.7% |