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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,376 | $95,917+282.0% | $79,583+360.4% | $134,545+172.3% |
| Participation rate | 88.2% | 75.0%+13.2pp | 69.5%+18.7pp | 81.2%+7.0pp |
| Annual return | -15.29% | -2.70%-12.6pp | 0.16%-15.5pp | 418.37%-433.7pp |
| Employer contribution / active EE | $4,328 | $3,129+38.3% | $2,414+79.3% | $4,742-8.7% |
| Participant deferral / active EE | $14,047 | $4,694+199.3% | $3,986+252.4% | $6,401+119.4% |
| Admin fee / account holder | $31,437 | $9,132+244.3% | $6,835+359.9% | $11,431+175.0% |