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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,531 | $106,923+192.3% | $84,023+272.0% | $152,909+104.4% |
| Participation rate | 89.5% | 75.3%+14.2pp | 69.0%+20.5pp | 82.5%+7.0pp |
| Annual return | 24.05% | 105.02%-81.0pp | 71.32%-47.3pp | 345.46%-321.4pp |
| Employer contribution / active EE | $6,242 | $2,735+128.2% | $1,984+214.6% | $4,764+31.0% |
| Participant deferral / active EE | $12,987 | $4,013+223.6% | $3,239+300.9% | $5,851+121.9% |
| Admin fee / account holder | $10,768 | $8,289+29.9% | $6,102+76.5% | $11,601-7.2% |