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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,641 | $114,073-31.1% | $96,161-18.2% | $167,518-53.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 12.32% | 189.95%-177.6pp | 192.01%-179.7pp | 478.71%-466.4pp |
| Employer contribution / active EE | $5,661 | $3,428+65.1% | $2,798+102.3% | $4,838+17.0% |
| Participant deferral / active EE | $15,335 | $5,195+195.2% | $4,349+252.6% | $6,342+141.8% |
| Admin fee / account holder | $3,033 | $6,899-56.0% | $5,538-45.2% | $12,312-75.4% |