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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,838 | $104,937-46.8% | $84,628-34.0% | $152,897-63.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 50.89% | 373.88%-323.0pp | 258.80%-207.9pp | 345.43%-294.5pp |
| Employer contribution / active EE | $3,572 | $3,303+8.1% | $2,653+34.6% | $4,764-25.0% |
| Participant deferral / active EE | $8,601 | $4,690+83.4% | $3,900+120.5% | $5,851+47.0% |
| Admin fee / account holder | $513 | $6,243-91.8% | $4,914-89.6% | $11,599-95.6% |