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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,510 | $201,370-66.5% | $184,256-63.4% | $145,897-53.7% |
| Participation rate | 86.4% | 87.5%-1.1pp | 86.8%-0.5pp | 80.3%+6.1pp |
| Annual return | 20.67% | 29.05%-8.4pp | 28.85%-8.2pp | 552.29%-531.6pp |
| Employer contribution / active EE | $2,583 | $7,024-63.2% | $6,427-59.8% | $4,663-44.6% |
| Participant deferral / active EE | $5,339 | $9,808-45.6% | $9,133-41.5% | $6,689-20.2% |
| Admin fee / account holder | $3,431 | $16,364-79.0% | $13,899-75.3% | $13,390-74.4% |