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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,199 | $111,535+0.6% | $105,223+6.6% | $137,256-18.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 21.44% | 237.85%-216.4pp | 180.65%-159.2pp | 220.34%-198.9pp |
| Employer contribution / active EE | $13,751 | $3,939+249.1% | $3,689+272.8% | $4,156+230.9% |
| Participant deferral / active EE | $14,502 | $5,500+163.7% | $5,072+185.9% | $6,407+126.3% |
| Admin fee / account holder | $10,581 | $9,721+8.8% | $8,859+19.4% | $12,270-13.8% |