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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,977 | $77,817-44.8% | $123,553-65.2% | $64,173-33.0% |
| Participation rate | 74.7% | 74.7%0pp | 82.3%-7.6pp | 69.6%+5.1pp |
| Annual return | -8.13% | 12.49%-20.6pp | 119.21%-127.3pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,977 | $3,014-34.4% | $4,628-57.3% | $2,381-17.0% |
| Participant deferral / active EE | $3,862 | $5,240-26.3% | $6,426-39.9% | $3,470+11.3% |
| Admin fee / account holder | $7,878 | $5,519+42.7% | $9,284-15.1% | $4,887+61.2% |