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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,846 | $85,766-37.2% | $136,298-60.5% | $70,126-23.2% |
| Participation rate | 72.9% | 74.2%-1.3pp | 81.9%-9.1pp | 69.5%+3.3pp |
| Annual return | 13.71% | 31.46%-17.7pp | 5156.27%-5142.6pp | 73.15%-59.4pp |
| Employer contribution / active EE | $2,527 | $2,966-14.8% | $4,696-46.2% | $2,343+7.9% |
| Participant deferral / active EE | $4,959 | $5,051-1.8% | $6,247-20.6% | $3,332+48.8% |
| Admin fee / account holder | $21,981 | $5,421+305.5% | $9,244+137.8% | $4,645+373.2% |