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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,359 | $76,551-29.0% | $123,894-56.1% | $62,881-13.6% |
| Participation rate | 76.3% | 73.0%+3.3pp | 81.4%-5.2pp | 69.3%+6.9pp |
| Annual return | 5.83% | 18.68%-12.8pp | 47.52%-41.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $2,252 | $2,882-21.9% | $4,617-51.2% | $2,281-1.3% |
| Participant deferral / active EE | $4,492 | $4,840-7.2% | $5,984-24.9% | $3,203+40.2% |
| Admin fee / account holder | $15,163 | $4,826+214.2% | $8,357+81.4% | $4,296+253.0% |