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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,881 | $102,609-43.6% | $98,090-41.0% | $138,895-58.3% |
| Participation rate | 57.9% | 82.8%-24.9pp | 81.5%-23.7pp | 79.9%-22.0pp |
| Annual return | 10.93% | 36.44%-25.5pp | 37.05%-26.1pp | 145.39%-134.5pp |
| Employer contribution / active EE | $2,320 | $3,867-40.0% | $3,606-35.7% | $4,194-44.7% |
| Participant deferral / active EE | $6,349 | $8,167-22.3% | $7,845-19.1% | $6,396-0.7% |
| Admin fee / account holder | $209 | $11,434-98.2% | $11,815-98.2% | $12,562-98.3% |