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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,946 | $105,160-71.5% | $94,679-68.4% | $139,456-78.5% |
| Participation rate | 60.0% | 82.4%-22.4pp | 80.8%-20.8pp | 80.3%-20.3pp |
| Annual return | 11.17% | 38.04%-26.9pp | 156.75%-145.6pp | 373.45%-362.3pp |
| Employer contribution / active EE | $1,571 | $4,107-61.7% | $3,673-57.2% | $4,753-66.9% |
| Participant deferral / active EE | $3,893 | $7,599-48.8% | $7,417-47.5% | $6,711-42.0% |
| Admin fee / account holder | $130 | $8,988-98.6% | $7,233-98.2% | $11,407-98.9% |