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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,865 | $107,941+13.8% | $91,994+33.6% | $152,897-19.6% |
| Participation rate | 92.3% | 81.2%+11.1pp | 78.6%+13.7pp | 82.5%+9.9pp |
| Annual return | 22.55% | 89.28%-66.7pp | 69.04%-46.5pp | 345.43%-322.9pp |
| Employer contribution / active EE | $6,061 | $4,212+43.9% | $3,453+75.5% | $4,764+27.2% |
| Participant deferral / active EE | $13,473 | $6,366+111.6% | $5,924+127.4% | $5,851+130.3% |
| Admin fee / account holder | $19,551 | $10,521+85.8% | $7,744+152.5% | $11,599+68.5% |