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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,051 | $115,903+43.3% | $100,528+65.2% | $158,966+4.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 23.04% | 34.80%-11.8pp | 30.90%-7.9pp | 302.95%-279.9pp |
| Employer contribution / active EE | $7,433 | $4,105+81.1% | $3,419+117.4% | $4,762+56.1% |
| Participant deferral / active EE | $12,882 | $6,677+92.9% | $6,271+105.4% | $5,983+115.3% |
| Admin fee / account holder | $3,355 | $11,000-69.5% | $8,084-58.5% | $11,250-70.2% |