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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,650 | $29,716-60.8% | $56,077-79.2% | $80,925-85.6% |
| Participation rate | 23.9% | 41.7%-17.8pp | 52.5%-28.6pp | 67.7%-43.7pp |
| Annual return | 16.41% | 35.30%-18.9pp | 1709.28%-1692.9pp | 35.65%-19.2pp |
| Employer contribution / active EE | $372 | $671-44.6% | $1,040-64.3% | $2,756-86.5% |
| Participant deferral / active EE | $827 | $1,228-32.7% | $1,954-57.7% | $4,299-80.8% |
| Admin fee / account holder | $18 | $2,432-99.3% | $2,825-99.4% | $6,940-99.7% |