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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,964 | $39,028-23.2% | $80,741-62.9% | $85,847-65.1% |
| Participation rate | 11.8% | 41.6%-29.8pp | 54.2%-42.4pp | 69.3%-57.6pp |
| Annual return | 20.79% | 26.31%-5.5pp | 87.30%-66.5pp | 318.61%-297.8pp |
| Employer contribution / active EE | $391 | $722-45.9% | $1,160-66.3% | $2,565-84.8% |
| Participant deferral / active EE | $1,297 | $1,326-2.2% | $2,145-39.5% | $3,952-67.2% |
| Admin fee / account holder | $0 | $2,429-100.0% | $3,380-100.0% | $6,261-100.0% |