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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,482 | $34,316-46.1% | $74,723-75.3% | $72,976-74.7% |
| Participation rate | 8.1% | 42.4%-34.3pp | 54.5%-46.4pp | 69.5%-61.4pp |
| Annual return | 134.34% | 26.58%+107.8pp | 753.18%-618.8pp | 81.02%+53.3pp |
| Employer contribution / active EE | $512 | $692-26.0% | $1,084-52.8% | $2,440-79.0% |
| Participant deferral / active EE | $1,010 | $1,272-20.6% | $1,962-48.5% | $3,608-72.0% |
| Admin fee / account holder | $0 | $2,125-100.0% | $3,335-100.0% | $5,124-100.0% |