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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,245 | $183,539-41.0% | $155,556-30.4% | $145,897-25.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.22% | 61.31%-51.1pp | 64.84%-54.6pp | 552.29%-542.1pp |
| Employer contribution / active EE | $18,563 | $5,315+249.2% | $4,675+297.0% | $4,663+298.1% |
| Participant deferral / active EE | $13,078 | $6,467+102.2% | $5,631+132.3% | $6,689+95.5% |
| Admin fee / account holder | $26,022 | $19,275+35.0% | $15,885+63.8% | $13,390+94.3% |