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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,190 | $209,428-88.9% | $178,498-87.0% | $158,950-85.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.99% | 188.78%-170.8pp | 151.09%-133.1pp | 302.91%-284.9pp |
| Employer contribution / active EE | $3,559 | $5,707-37.6% | $5,011-29.0% | $4,762-25.3% |
| Participant deferral / active EE | $5,062 | $5,955-15.0% | $5,202-2.7% | $5,983-15.4% |
| Admin fee / account holder | $489 | $17,077-97.1% | $13,985-96.5% | $11,248-95.7% |