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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,306 | $181,896-86.1% | $156,551-83.8% | $273,972-90.8% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 11.68% | 30.74%-19.1pp | 32.23%-20.5pp | 41.46%-29.8pp |
| Employer contribution / active EE | $4,578 | $6,248-26.7% | $5,501-16.8% | $4,869-6.0% |
| Participant deferral / active EE | $10,506 | $5,550+89.3% | $4,871+115.7% | $5,287+98.7% |
| Admin fee / account holder | $1,359 | $15,560-91.3% | $13,028-89.6% | $10,133-86.6% |