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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,453 | $152,592-49.9% | $125,180-38.9% | $152,885-50.0% |
| Participation rate | 92.3% | 83.3%+9.0pp | 79.8%+12.5pp | 82.5%+9.9pp |
| Annual return | 24.72% | 54.84%-30.1pp | 43.79%-19.1pp | 345.39%-320.7pp |
| Employer contribution / active EE | $7,853 | $4,947+58.8% | $3,866+103.1% | $4,763+64.9% |
| Participant deferral / active EE | $8,078 | $5,868+37.7% | $4,937+63.6% | $5,851+38.1% |
| Admin fee / account holder | $1,363 | $13,435-89.9% | $9,703-85.9% | $11,598-88.2% |