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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,603 | $144,130-68.4% | $117,861-61.3% | $147,586-69.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 19.61% | 531.20%-511.6pp | 335.11%-315.5pp | 578.59%-559.0pp |
| Employer contribution / active EE | $6,227 | $4,897+27.2% | $3,786+64.5% | $4,876+27.7% |
| Participant deferral / active EE | $5,604 | $5,316+5.4% | $4,482+25.0% | $5,439+3.0% |
| Admin fee / account holder | $3,014 | $10,887-72.3% | $8,021-62.4% | $10,886-72.3% |