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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,503 | $141,004-56.4% | $112,273-45.2% | $139,456-55.9% |
| Participation rate | 68.8% | 79.2%-10.5pp | 72.4%-3.7pp | 80.3%-11.6pp |
| Annual return | 10.82% | 32.75%-21.9pp | 30.23%-19.4pp | 373.45%-362.6pp |
| Employer contribution / active EE | $1,274 | $4,285-70.3% | $3,431-62.9% | $4,753-73.2% |
| Participant deferral / active EE | $3,117 | $5,878-47.0% | $4,800-35.1% | $6,711-53.6% |
| Admin fee / account holder | $28,635 | $9,959+187.5% | $7,752+269.4% | $11,407+151.0% |