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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,203 | $129,959-46.0% | $104,301-32.7% | $134,532-47.8% |
| Participation rate | 68.8% | 79.5%-10.8pp | 73.3%-4.5pp | 81.2%-12.5pp |
| Annual return | -13.46% | 42.04%-55.5pp | 24.61%-38.1pp | 418.27%-431.7pp |
| Employer contribution / active EE | $1,385 | $4,185-66.9% | $3,373-58.9% | $4,741-70.8% |
| Participant deferral / active EE | $3,362 | $5,589-39.9% | $4,626-27.3% | $6,401-47.5% |
| Admin fee / account holder | $1,399 | $9,325-85.0% | $7,340-80.9% | $11,429-87.8% |