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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,417 | $154,159-69.9% | $130,026-64.3% | $139,456-66.7% |
| Participation rate | 57.9% | 82.0%-24.1pp | 78.5%-20.6pp | 80.3%-22.4pp |
| Annual return | 17.57% | 32.50%-14.9pp | -137.26%+154.8pp | 373.45%-355.9pp |
| Employer contribution / active EE | $1,986 | $5,292-62.5% | $4,321-54.0% | $4,753-58.2% |
| Participant deferral / active EE | $4,051 | $6,710-39.6% | $5,821-30.4% | $6,711-39.6% |
| Admin fee / account holder | $101 | $14,001-99.3% | $10,608-99.0% | $11,407-99.1% |