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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,742 | $142,361-62.2% | $119,608-55.1% | $134,509-60.0% |
| Participation rate | 31.6% | 82.8%-51.2pp | 79.3%-47.7pp | 81.2%-49.6pp |
| Annual return | -16.67% | -12.46%-4.2pp | -14.98%-1.7pp | 418.13%-434.8pp |
| Employer contribution / active EE | $1,645 | $5,224-68.5% | $4,232-61.1% | $4,741-65.3% |
| Participant deferral / active EE | $2,998 | $6,468-53.7% | $5,601-46.5% | $6,400-53.2% |
| Admin fee / account holder | $128 | $13,588-99.1% | $10,326-98.8% | $11,427-98.9% |