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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,624 | $27,800-36.6% | $58,561-69.9% | $71,511-75.4% |
| Participation rate | 25.0% | 34.6%-9.6pp | 50.9%-25.9pp | 67.9%-42.9pp |
| Annual return | 16.09% | 26.80%-10.7pp | 4251.33%-4235.2pp | 28.86%-12.8pp |
| Employer contribution / active EE | $496 | $632-21.4% | $1,053-52.9% | $2,589-80.8% |
| Participant deferral / active EE | $831 | $1,208-31.2% | $1,923-56.8% | $4,291-80.6% |
| Admin fee / account holder | $726 | $1,637-55.7% | $2,520-71.2% | $1,588-54.3% |