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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,162 | $37,446-80.9% | $77,513-90.8% | $79,852-91.0% |
| Participation rate | 78.3% | 41.5%+36.8pp | 54.2%+24.1pp | 69.6%+8.7pp |
| Annual return | 22.28% | 39.76%-17.5pp | 54.81%-32.5pp | 31.72%-9.4pp |
| Employer contribution / active EE | $784 | $637+23.0% | $987-20.6% | $2,471-68.3% |
| Participant deferral / active EE | $1,285 | $1,261+1.9% | $1,861-31.0% | $3,740-65.7% |
| Admin fee / account holder | $596 | $2,506-76.2% | $2,859-79.2% | $5,306-88.8% |