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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,045 | $124,330-89.5% | $109,173-88.1% | $167,536-92.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 0.00% | 26.04%-26.0pp | 25.75%-25.8pp | 478.82%-478.8pp |
| Employer contribution / active EE | $13,218 | $4,209+214.0% | $3,723+255.0% | $4,839+173.1% |
| Participant deferral / active EE | $8,471 | $5,256+61.2% | $4,654+82.0% | $6,342+33.6% |
| Admin fee / account holder | $1,902 | $7,974-76.1% | $6,755-71.8% | $12,315-84.6% |