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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,256 | $106,247-81.9% | $96,515-80.0% | $139,466-86.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.94% | 38.47%-27.5pp | 35.73%-24.8pp | 373.66%-362.7pp |
| Employer contribution / active EE | $6,191 | $4,106+50.8% | $3,740+65.6% | $4,754+30.2% |
| Participant deferral / active EE | $2,575 | $5,456-52.8% | $4,880-47.2% | $6,712-61.6% |
| Admin fee / account holder | $398 | $7,885-95.0% | $6,735-94.1% | $11,409-96.5% |