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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,214 | $105,145+157.9% | $94,664+186.5% | $139,466+94.5% |
| Participation rate | 83.3% | 82.4%+1.0pp | 80.8%+2.5pp | 80.3%+3.0pp |
| Annual return | 15.64% | 38.09%-22.5pp | 156.84%-141.2pp | 373.66%-358.0pp |
| Employer contribution / active EE | $7,534 | $4,107+83.4% | $3,673+105.1% | $4,754+58.5% |
| Participant deferral / active EE | $16,078 | $7,599+111.6% | $7,417+116.8% | $6,712+139.5% |
| Admin fee / account holder | $2,856 | $8,972-68.2% | $7,222-60.5% | $11,409-75.0% |